Monobank is a bank that has repeatedly been a winner among other banks and received awards in 2024, such as the FinAwards 2024 “Card No. 1 in the Wallet” and the FA 2024 and FA 2023 “Best Mobile Bank.” Thanks to its attractive design, user-friendly interface, and fast online service, Monobank offers a wide range of services that cater to the needs of each customer according to their requests. The bank is a member of the Deposit Guarantee Fund for Individuals.
Monobank – How to Get a Card Online
We will guide you step by step on how to get a Monobank card:
Step 1 – Download the App: Go to the App Store or Google Play, install the app on your phone, open it, and then register.
Step 2 – Client Verification and Registration: Enter the phone number to which the card will be linked. You will receive an SMS with a confirmation code that you need to enter in the app.
Step 3 – Card Application: Immediately after registration, you will be offered to become a client. You will need a passport (new or old sample) and a tax identification number (TIN). The documents need to be photographed through the app and uploaded. You can also upload documents through the Diia app.
Important! If you want to get a credit limit with Monobank, you need to additionally scan a salary certificate for the last six months.
Next, you will be asked to answer a few questions. This is necessary for Monobank to set a fair credit limit. After that, your virtual card will appear in the app. To log in, you need to create a personal PIN code. That’s all.
Step 4 – Receiving the Physical Card: The card can be received at any Nova Poshta or Ukrposhta branch by indicating the branch near your home. Alternatively, at any nearby collection point, present documents so the staff can scan them and provide you with a contract to sign.
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Monobank – How to Get a Card Offline
It is just as easy to get a Monobank card offline. Go to the nearest supermarket and buy it at the checkout for 50 UAH. Then you scan the QR code on the packaging with your smartphone. After that, you can activate it by downloading the Monobank app and following the instructions, as described above, and the 50 UAH will already be on your card.
After you have applied for the card online, in the app, you can find the nearest Nova Poshta and Ukrposhta branch and pick it up as soon as you receive a notification in the app that the card is ready and has been sent.
It is free of charge.

Monobank – New Products and Services from the Bank
We want to share additional products and services that might interest you.
Monobank – New Children’s Card
In general, the children’s card is designed for children aged 6 to 14. Monobank has simplified the conditions for issuing children’s cards. Previously, to get a physical (plastic) card, you had to pre-order it in the app and wait for delivery for about seven days. However, after the latest innovations of Monobank, the children’s card can be obtained at mono distribution points without pre-ordering at any convenient time. Moreover, distribution points are located in different parts of Ukraine, so the service can be used in dozens of settlements. The bank has taken care of both adults and entertainment for children, including:
- Parental control function
- Choice between black classic and exclusive yellow plastic Monobank card
- Unique skins for virtual cards in Apple Pay and Google Pay
- Rewards in the app with an exclusive collection of cats
- Stickers and a wooden constructor as a gift At the same time, Monobank has introduced important innovations for children’s card users:
- They opened the partner cashback option for children – now children can choose partner categories in the “Cashback” section similar to adult cards.

Monobank – Mono x ATB Card
The MONO ATB card is needed to buy goods at promotional prices in the supermarket. You can save from 5% to 45%.
More than 700 products are involved in the “Strong Discounts” promotion, which change every week. You can view the current list on the official ATB website. All goods are marked with red price tags on the store shelves. The offer is valid for three days a week – Friday, Saturday, and Sunday. The discount is calculated at the checkout, meaning the customer pays less immediately. The saved amount can be seen in the Monobank app statement.
Monobank cashback is also credited, but for this, you need to activate the “Products” category at the beginning of each month. You will receive an additional bonus – 1% when paying with your own funds and 0.75% with credit funds.
If you only have a virtual Monobank card, you can pay with it virtually only if your phone supports the NFC contactless payment function. If the device does not have this function, you can apply for a physical card. You can buy it at the nearest ATB supermarket checkout.
Additionally, you will receive a Monobank envelope with cat stickers, a card, and a QR code. The cost of the item is 50 UAH, but after activation, the money will be returned to your main account.

Monobank – Premium Platinum Card
Monobank has developed exclusive platinum cards – Mastercard World Elite and VISA Infinite, so bank clients can enjoy numerous advantages and privileges without any limitations. You can get a virtual and plastic card, or both plastic ones, and in the app, you can choose between pink and steel colors. Services included in these premium Monobank cards are:
- Concierge service: 24/7 support available both by phone and through messenger, with a confidentiality guarantee for each client;
- Comfort at the airport: You will have access to Mastercard and Lounge Key business lounges in more than 1100 airports worldwide. Instant access with the Monobank card or QR code, free coffee and snacks, the possibility of visiting the lounge with guests;
- Fast track: Fast processing of airport formalities – check-in, passport, and customs control – without a queue, available for premium cardholders in more than 100 airports worldwide;
- Mile service: For every 1000 UAH spent with the Monobank platinum card, you get 11 miles. Miles can be spent on air and rail tickets of your choice or transferred back to the card as the ticket cost.
The unique feature with the highest level of confidentiality of the Monobank card is that you can choose not to have the card number printed on the front.

Monobank – New Service “Check by Mono” for Private Entrepreneurs
Checkbox and Monobank, two companies operating in their fields, have jointly developed a product for Monobank entrepreneurs – “check by mono.” It is a simple and convenient solution for fiscal needs, inventory management, and payment processing. The goal is to help businesses save time and focus on development while providing a convenient and secure service. Here are the main advantages of this service:
- Seamless integration: All essential functions, such as payment acceptance, receipt issuance, reporting, and management, are easily accessible in one place. You get full control over your business without unnecessary complications.
- Various payment acceptance methods: You can choose between different payment methods that best suit your needs. Whether it is a terminal, online acquiring, QR codes, or smartphone payment – everything is under your control.
- Analytics and reports: Business analytics become simpler than ever. You can access important business information at any time and from any device.

Conclusions
Monobank can indeed be considered a unique financial institution. Its services will impress even the most demanding clients.
This is due to the constantly expanding product line, the improvement of existing services, and the bank’s unique approach to service. Monobank’s product stands out in the financial services market due to its distinctive features.
Questions and Answers About Monobank
Monobank, in collaboration with Ukrposhta and Nova Poshta, launched card delivery to over 180 countries worldwide in 2023. You only need to pay for the shipping service; the bank does not charge any fees for this. You can order the card in the app and provide your physical address.
Tap on the card you want to modify and swipe left. Under the card image with the number, in the “Settings” section, go to the first item, “Card Design for Google Pay” or “Card Design for Apple Pay.” Then, from the provided list, choose the patriotic image you like the most. Click “Save Changes.”
This year, in addition to the existing patriotic skins, new ones have been added. Here is the complete list of patriotic skins:
– Volodymyr Zelensky
– Boris Johnson
– Vitaliy Kim
– Patron the Dog
– Tractor pulling the invaders’ military equipment
– Girl who saved disabled dogs in Irpin
– Recently, a new skin featuring the famous video blogger who became a popular meme, – Lebihovich, has appeared.